Each portfolio is individually crafted and involves establishing weightings for various asset classes, choosing specific investments within those classes and making adjustments as circumstances change.

Once the broad asset classes have been determined, Michalek Brothers will work with you to choose the most prudent investment vehicles to fund your customized portfolio (i.e. exchange-traded funds, stocks, bonds or certain previously held investments). Asset classes can be further sub-divided into the varying components of each class. For instance, in the equity portion of your portfolio, you can choose from such asset classes as:

  • Large-Cap Growth and/or Value
  • Small-Cap Growth and/or Value
  • International Equities

Providing You Ongoing Service

Have confidence in the fact that we monitor current trends and market developments and provide ongoing advice and portfolio management through LPL Financial. You can receive the benefits of asset allocation and active, advice-based portfolio management – all for one inclusive fee, on one statement and in one account – giving you proper investment diversification.

Michalek Brothers is focused on monitoring portfolio movements and advising existing clients. Very little time is directed at marketing and sales or new clients. Growth from new clientele is a function of referral only.

As your investment partner, we are committed to helping you work towards your unique financial goals and objectives.

After developing a thorough understanding of your risk tolerance and specific short- and long-term goals, we will work together to create a customized portfolio.

We’ll strictly adhere to the following steps as we design strategies to help you.

1. Define Your Investment Goals and Objectives

The first step in the investment process is to clearly define your investment goals, time horizon, risk tolerance and preferences. This basic information provides a solid foundation for your portfolio and serves as a reference guide for ongoing discussions and reviews.

2. Determine Your Investment Strategy

After your goals and objectives have been determined, the next step is to create a customized investment strategy. We apply the concepts of asset allocation and diversification as we identify and recommend the most appropriate investment strategies – all the while focusing on your unique financial position.

3. Build Your Portfolio

We determine which types of assets you should own and how they should be allocated. We consider the types of stocks, bonds, exchange-traded funds and other investments better suited to address your objectives.

4. Manage and Monitor Your Portfolio

Once your assets are invested, the process of monitoring and managing your portfolio begins. We will continue to review and evaluate your investment strategy to ensure it remains aligned with your goals. We provide investment education, guidance and experience through regular meetings and discussions. As your needs change, we re-evaluate your investment strategy and discuss alternatives.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation to not guarantee a profit or protect against market risk.

There is no assurance that the techniques and strategies discussed are suitable for all investors or yield positive outcomes. The purchase of certain securities may be require to effect some of the strategies. Investing involves risk including possible loss of principle.